4.2.11 All premiums for supplementary death and invalidity cover are to be paid by CSC from the PSSAP Fund. Our hand-picked assessors have an average of 35 years processsafety experiencein the refining and petrochemical industry, and are recognized as leading experts in their respective fields. 2.1.2 Where an ordinary employer-sponsored member, who is employed by two or more designated employers at the same time, ceases to be an employee of one or more but not all of those designated employers, the person will not cease to be an ordinary employer-sponsored member. 4.1.8 The basic death and invalidity cover of an ordinary employer-sponsored member ceases on the earliest of: (a) the day, or a day after the day, that the ordinary employer-sponsored member ceases to be an ordinary employer-sponsored member, that is specified in the basic death and invalidity cover policy for the purpose of this paragraph; (b) the death or invalidity retirement of the ordinary employer-sponsored member; (c) where, under Rule 4.1.7, a premium payable for basic death and invalidity cover has not been paid on the day on which the premium became payable and the terms of the basic death and invalidity cover policy provide for cover to end if the premiums cease, the day after the day on which the cover ends due to non-payment of the premiums; and. API's Monthly Statistical Report. Applying for supplementary death and invalidity cover. 2.3.5 CSC may determine the way in which employee contributions and eligible spouse contributions must be paid to CSC. 5.2.2 In determining the amount referred to in Rule 5.2.1 CSC must have regard to: (a) the charges, costs and expenses incurred in the investment of amounts in all personal accumulation accounts; and. 6.4.1 CSC, on its own motion, may initiate the reconsideration of a delegates decision or a decision of CSC in relation to PSSAP and may vary the decision, substitute another decision or set the decision aside. 3.1.4 On receiving a benefit application from or on behalf of a PSSAP member pursuant to Rule 3.1.1(b), CSC must pay to or in respect of the member a lump sum amount of such part of their total benefit as requested in the benefit application, subject to the SIS Act. Note:As well as covering possible surcharge assessments received in respect of surchargeable contributions made on or after 1 July 2005 (legislation has been introduced in Parliament to abolish the surcharge from 1 July 2005), Rule 5.3.1 will cover surcharge assessments received in relation to surchargeable contributions made before 1 July 2005 and transferred by PSSAP members to the PSSAP Fund. Certain gov orgs provide employees with a greater than 9.5% contribution, if you're with PSSAP, but if you provide another super fund for them to pay into, then they're only obligated to pay the minimum of 9.5%. The 10-year rule refers to members who have contributed to PSS for 260 public service pay days or contribution due days (CDDs)the equivalent of ten years' continuous employment. Pros and cons: should you keep dual insurance coverage? 5.1.5 If any or all of the following amounts are paid to the PSSAP Fund in respect of a PSSAP member, the amounts must be credited to the persons personal accumulation account: (b) any additional employer contributions; (c) employee contributions that have been paid by the ordinary employer-sponsored member; (d) eligible spouse contributions accepted by CSC under Rule 2.3.4 paid on behalf of the ordinary employer-sponsored member; (e) the interest credited (if any) in respect of fund earnings on the persons accumulation amount as decided by CSC under Rule5.2.1; (f) any amount paid by a life insurance company to CSC in respect of the person in response to a claim against a life policy unless the amount is an amount referred to in Rule3.4.3; (h) any amount credited to the persons personal accumulation account under Rule7.2.2; (i) amount of any tax offset as determined by CSC. This compilation was prepared on 16 March 2012. To request additional information, begin by submitting the form linked below. Barry Eitel is a content writer and journalist focused on insurance, small business and finance. Young adult covered by parent and employer, Empowering Parents' Healthcare Choices Act, How Cost Sharing Reductions Impact Your Rates, Difference Between a Copay and Coinsurance, Inpatient vs. Outpatient Care and Coverage. This unwelcome surprise was due to the birthday rule policy. 3.1.10 On receiving a benefit application from the legal personal representative of a PSSAP member under Rule 3.1.1(d), CSC may pay to the legal personal representative such part of the total benefit as the SIS Act permits if CSC is satisfied that: (a) the PSSAP member is under a legal disability; and. The internal review mechanisms available to have a decision of CSC or its delegate reconsidered in relation to PSSAP. Note:Regulation 7A.20 of the SIS Regulations governs the apportionment of the non-member spouse interest among unrestricted non-preserved benefits, restricted non-preserved benefits and preserved benefits. In situations where each parent has their own health plan, a newborn or newly adopted child may end up in a coordination of benefits scenario, even if the parents dont intend to maintain more than one policy for the child. 5.5.1 If any moneys paid to or withdrawn from the PSSAP Fund, in the opinion of CSC, have been paid to or withdrawn from the PSSAP Fund by mistake (whether of law or of fact), CSC must take steps to correct the mistake, including: (a) in the case of moneys paid by mistake refunding those moneys to the person who paid them to the PSSAP Fund and doing all things necessary to correct the records of the PSSAP Fund to reflect such refunding; (b) in the case of moneys withdrawn by mistake taking all reasonable steps to recover the moneys and doing all things necessary to correct the records of the PSSAP Fund to reflect such recovery. If parents fail to make a selection within 60 days, the birthday rule would then take effect. rule also applies to dependents covered under two policies. For example, in Kansas, the birthday rule designated a fathers insurance plan as the primary carrier for a couples infant daughter. Note that if a young adult has coverage under a parents health plan as well as their own employers plan, their own employers plan will be primary, and the birthday rule would not apply. 4.4.1 CSC may take out a policy or policies with a life insurance company or companies in its name to provide supplementary income protection cover for ordinary employer-sponsored members. The birthday rule is used to determine how coordination of benefits work when a child is covered by both parents' health insurance policies. So in the example above, if Abigail and Armando both had an August 20 birthday, but Armando had been covered under his plan since 2006 while Abigail had only been covered under her plan since 2014, Armandos plan would be primary. The birthday rule, like other rules, is subject to exemptions and provisions to resolve tricky situations. It states that the health plan of the parent whose birthday comes first in the calendar year will be designated as the primary plan. 3.4.4 Any amount paid into the PSSAP Fund or directly to an ordinary employer-sponsored member under Rule 3.4.3 does not form part of the personal accumulation account of the ordinary employer-sponsored member. Our default balanced option is designed to maximise the likelihood that you'll achieve a comfortable retirement income standard as recommended by our industry association. To ensure that CSC is keeping customers at the centre of our approach to the design and distribution of our products, a Target Market Determination (TMD) has been made for ADF Super, PSSap and CSCri. Through the use of industry developed protocols, the process safety site assessments will evaluate both the quality of the written programs and the effectiveness of field implementation. National Association of Insurance Commissioners. Idaho: You have 63 days from your birthday to change to another Medigap plan with the same level or a lower level of benefits. But for the first month of the baby's life, she was automatically covered under both parents' policies. PSSap has 13 investment options, 1 MySuper products authorised and 77% of its total assets are invested in a default or MySuper strategy. Your prenatal services are covered. to reflect action taken under paragraph (a). His writing on insurance and small business has been featured in 7x7, Brit + Co, Intuit Quickbooks, Bankrate, Policygenius and Lendio. Functions and Powers of CSC in relation to PSSAP, 5. 3.1.11A Subject to the SIS Act, where CSC receives arelease authority, CSC must pay a lump sum benefit in respect of the PSSAPmember equal to the lesser of: (a) the amount (if any) requested by the PSSAP member or Commissioner of Taxation; (b) the amount specified for release in the release authority; or. When a child is covered by multiple health insurance policies, families could face high medical expenses if the plan with poor coverage is deemed as the primary policy by the birthday rule. It doesnt matter which parent is older the year of birth isnt a factor. So, if your birthday is July 15, 1985, and your spouse is September 17, 1983, your health plan would be considered primary . PSSap overview. To ensure that CSC is keeping customers at the centre of our approach to the design and distribution of our products, a Target Market Determination (TMD)has been made for ADF Super, PSSap and CSCri. But it took the parents more than a year of wrangling with their insurers to get it all sorted out. The first iteration of the birthday rule emerged in the 1970s. 1. (a) invest means expend moneys with a view to obtaining a present or future financial return (whether by way of income, profit or otherwise); and. 7.1.1 Subject to this Part, where an interest in the PSSAP Fund becomes subject to a payment split under the Family Law Act 1975: (a) CSC shall have the same powers and duties in relation to the interest as a trustee has under Part 7A of the SIS Regulations in relation to a relevant accumulation interest; (b) a non-member spouse in relation to the interest has the same rights in relation to benefits connected with the interest as the non-member spouse would have in relation to benefits connected with the interest if Part 7A of the SIS Regulations applied in relation to the interest; and. 6.3 Moneys that, by virtue of subclause 6.2, are required to be invested by CSC may be invested in any manner and, without limiting the generality of the foregoing, may be invested by CSC jointly with another person or other persons. Assessment of applications for income protection benefits. Connecticut, Maine, Missouri, New York, and Washington have other types of rules for switching Medigap plans. 2.2.11 For the purposes of Rules 2.2.8 and 2.2.9 an ordinary employer-sponsored member is taken to have been informed in writing if the information is included in a pay advice document issued to the member. RULES FOR THE ADMINISTRATION OF THE PUBLIC SECTOR SUPERANNUATION ACCUMULATION PLAN (PSSAP) (THE RULES), Division 2 Words and phrases used in the Rules, Explanations of certain words and phrases, Division 2 Contributions by employers, Basic contributions by designated employers, Method of payment of employer contributions, Method of payment of employee contributions and eligible spouse contributions, Amounts that may be transferred or rolled-over into the PSSAP Fund, Payment of benefits to a PSSAP member who has ceased to be an ordinary employer-sponsored member, Payment of benefits to a PSSAP member on compassionate and financial hardship grounds, Payment of benefits to ordinary employer-sponsored members, Payment of benefits to a legal personal representative where member not deceased, Payment in accordance with a release authority, Applications for roll-over or transfer of benefits, Payment of benefits to eligible roll-over fund, Who is entitled to be paid death benefits, Application for approval of invalidity retirement, Division 4 Income protection benefits, Assessment of applications for income protection benefits, Division 5 Retirement income products, Division 1 Basic death and invalidity cover, Provision of basic death and invalidity cover, Basic death and invalidity cover premiums, Cessation of basic death and invalidity cover, Division 2 Supplementary death and invalidity cover, Applying for supplementary death and invalidity cover, Advice to CSC and ordinary employer-sponsored member, Variation of supplementary death and invalidity cover, Cessation of supplementary death and invalidity cover, Supplementary death and invalidity cover premiums, Division 3 Basic income protection cover, Provision of basic income protection cover, Cessation of basic income protection cover, Division 4 Supplementary income protection cover, Applying for supplementary income protection cover, Advice to CSC and ordinary employer-sponsored member, Variation of supplementary income protection cover, Cessation of supplementary income protection cover, Supplementary income protection cover premiums, Division 1 Personal accumulation account, CSC must keep personal accumulation accounts, Division 2 Crediting of fund earnings and debiting of fund losses, Crediting of earnings and debiting of expenses and losses, Application of the Superannuation Contributions Tax, CSC must redirect incorrectly paid amounts and correct the PSSAP Fund, CSC must redirect incorrectly paid amounts and correct personal accumulation accounts, CSC must return contributions that should not have been accepted, Division 1 Reconsideration Advisory Committees, Establishing Reconsideration Advisory Committees, CSC responsibilities to Reconsideration Advisory Committees, Recommendation by Reconsideration Advisory Committees, Division 2 Reconsidering delegates decisions, Decision to be notified to affected person, Division 3 Reconsidering CSC Decisions, Division 4 CSC initiated reconsiderations, CSC may initiate a reconsideration of a decision, Part 7 Family Law Superannuation Splitting, Division 1 CSC powers and duties: superannuation interests subject to payment split, Powers and duties of CSC: adoption of SIS Regulations, Division 2 CSC to establish a non-member spouse interest account where a non-member spouse interest is created, CSC to establish a non-member spouse interest account, CSC to consolidate non-member spouse interest account and personal accumulation account, Division 3 Rights and restrictions applying to a non-member spouse interest, CSC may determine terms and conditions for non member spouse interest, CSC may offer non-member spouse choice of investment strategy, CSC may not take out insurance policy for non-member spouse, Employee contributions not able to be credited to non-member spouse interest account. Instead, the primary policyholder is the one with a birthday earlier in the calendar year, even if they are younger than their spouse. Note:Where part of a benefit is paid to a person under Rule 3.1.3 or Rule 3.1.4, the remainder of the benefit must be retained in the personal accumulation account of the PSSAP member or rolled-over or transferred to another superannuation entity. (e) any accretions to or profits on realisation of investments held within the PSSAP Fund. (f) a PSSAP member or the Commissioner of Taxation, applying for the payment of a benefit pursuant to a release authority. 5 Things to Know About Student Health Insurance, Factors to Consider When Choosing Health Insurance. (c) if the person is not employed in an APS Agency employment that is approved by the persons designated employer on the basis that the engagement of the person in the other employment is in the interests of the designated employer; provided the temporary employer agrees to reimburse the designated employer for the cost of making basic employer contributions. R. 2.2.4. R. 2.2.5. R. 2.2.6. R. 2.2.7. R. 2.2.9. R. 2.2.10.. R. 2.3.1. R. 2.3.4. R. 2.3.5. R. 2.3.6. R. 2.4.1. R. 2.4.2. R. 2.4.3. R. 3.1.1. R. 3.1.2. R. 3.1.3. R. 3.1.4. R. 3.1.5. R. 3.1.6. R. 3.1.7. R. 3.1.8. R. 3.1.9. R. 3.1.10.. R. 3.1.11.. R. 3.1.13.. R. 3.1.14.. R. 3.1.15.. R. 3.1.16.. R. 3.1.17.. R. 3.1.18.. R. 3.1.20.. R. 3.2.1. R. 3.2.2. R. 3.2.3. R. 3.3.1. .. R. 3.3.3. R. 3.3.4. R. 3.3.5. R. 3.4.1. R. 3.4.2. R. 3.4.5. R. 3.5.1. R. 3.5.2. R. 4.1.1. R. 4.1.3. R. 4.1.4. R. 4.1.5. R. 4.1.6. R. 4.2.1. R. 4.2.2. R. 4.2.3. R. 4.2.5. R. 4.2.7. R. 4.2.8. R. 4.2.9. R. 4.2.10.. R. 4.2.11.. R. 4.3.1. R. 4.3.2. R. 4.3.3. R. 4.3.4. R. 4.3.5. R. 4.4.1. R. 4.4.2. R. 4.4.3. R. 4.4.5. R. 4.4.7. R. 4.4.8. R. 4.4.9. R. 5.1.1. R. 5.1.2. R. 5.1.5. R. 5.1.6. R. 5.2.1. R. 5.2.2. R. 5.3.1. R. 5.4.1. R. 5.4.2. R. 5.4.3. R. 5.5.1. R. 5.5.2. R. 5.5.3. R. 6.1.1. R. 6.1.2. R. 6.1.3. R. 6.1.4. R. 6.2.1. R. 6.2.2. R. 6.2.3. R. 6.2.4. R. 6.3.1. R. 6.3.2. R. 6.3.3. R. 6.3.4. R. 6.3.5. R. 6.3.6. R. 6.4.1. R. 7.1.1. R. 7.2.1. R. 7.2.2. R. 7.3.1. R. 7.3.4. R. 7.3.5. R. 7.3.6. R. 7.3.7. R. 7.3.8. Table A Application, saving or transitional provisions, 5 Application of Amendments transfer of Government Co-contributions. Access free education to help you make the most of your super through webinars, videos and seminars, as well as financial planning to help guide you through your questions. And its not always possible, as some employers dont offer coverage to spouses, particularly if they have an offer of coverage from their own employer. The program is a tailored design to cover the 7 original protocols and address key process safety activities in a shorter time frame. Application, saving or transitional provisions, Deed to Establish the Public Sector Superannuation Accumulation Plan 2005, Cc. If a child is covered by both parents who share the same birthday, the policy in effect the longest serves as the primary plan. Note:A PSSAP member includes an ordinary employer-sponsored member. A real-life example has led to proposed legislation that would end the birthday rule but hasnt moved forward in Washington as of June 2022. CSC may initiate a reconsideration of a decision. 4.2.5 If an ordinary employer-sponsored member applies to CSC for supplementary death and invalidity cover, or applies to vary existing cover, CSC must ask the relevant life insurance company: (a) whether it is prepared to provide the cover for that ordinary employer-sponsored member; and. 3.3.2 An ordinary employer-sponsored member in respect of whom an application under Rule 3.3.1 is made is taken to have also made a benefit application. Supplementary death and invalidity cover premiums. If dual coverage exists for the newborn, both policies automatically cover the newborn for the first 30 days, and the birthday rule determines primary and secondary coverage. API wants to better serve small refining sites, petrochemical, and chemical facilities because improved operations in the protocol areas are vital for facilities of all sizes. (b) contributions made by employers pursuant to the Act and the Deed; (c) any other moneys paid or transferred to CSC pursuant to the Act and the Deed or which become subject to the trusts of the Deed; (d) the income arising or derived from investments held within the PSSAP Fund; and. Read on to learn more about the health insurance birthday rule. means a notice in such form and manner as CSC specifies from time to time that meets the requirements of the SIS Act, given by a PSSAP member to CSC requiring CSC to pay some or all of a PSSAP members benefit on or after their death to the person or persons mentioned in the notice. employer contribution shortfall . 6.2 Moneys standing to the credit of the PSSAP Fund which are, in the opinion of CSC, moneys that are not for the time being required for the purpose of making payments out of the PSSAP Fund under the Act and the Deed shall, so far as is practicable, be invested by CSC in accordance with the Act and the Deed, but CSC shall so manage the PSSAP Fund that moneys that are from time to time required to pay benefits that are payable out of the PSSAP Fund are available for that purpose. That includes the provider if the doctor isnt part of the secondary plans network, the plan may not cover their portion. 6.1.2 Subject to CSC directions, a Reconsideration Advisory Committee will regulate its own affairs. Prior to that the special enrollment period was only 30 days long. Our website and portal work best if your computer or device meets these minimum specifications. The secondary plan pays any remaining costs not covered by the primary plan but only if the medical care is a covered benefit under the secondary plan. 2.2.9 Within one month of the end of each quarter, each designated employer must, in respect of an ordinary employer-sponsored member to whom Rule 2.2.2(b) applies or has applied at any time during the quarter, inform the member and CSC in writing of the total amount of basic employer contributions and additional employer contributions paid to the PSSAP Fund in the quarter expressed: (b) as a percentage of the ordinary time earnings of the ordinary employer-sponsored member for the quarter. How does the birthday rule work in health insurance? (d) a person, as defined in clause 9, to whom the Minister for Finance and Administration has delegated his powers. 3.2.3 If, after making reasonable enquiries, CSC upon the death of a PSSAP member has not found either a legal personal representative or a dependant of the deceased PSSAP member, CSC will pay or apply the deceased members total benefit to or for the benefit of such one or more individuals as determined by CSC. 5.3 CSC must pay benefits to or in re of PSSAP members and the costs, taxes and expenses relating to PSSAP and the PSSAP Fund from the PSSAP Fund in accordance with section 34 of the Act. But if separate policies are maintained, youll want to make sure you understand how the child will be covered immediately after the birth or adoption, even if you intend to only add the child to one parents policy. If one parent is covered under COBRA or state continuation coverage and the other has active employee coverage (and the children are covered under both plans), the COBRA or state continuation plan will be secondary. (b) must be paid directly to the ordinary employer-sponsored member as a non-commutable income stream. Rules do not necessarily have their own Rule headings. has the same meaning as in the Superannuation Guarantee (Administration) Act 1992. 4.3.2 Subject to the terms of the basic income protection cover policy taken out pursuant to Rule 4.3.1, ordinary employer-sponsored members will be provided with basic income protection cover in accordance with arrangements made under Rule 4.3.1 unless: (a) the ordinary employer-sponsored member has notified CSC in writing that they do not wish to be provided with basic income protection cover; or. Delegations by the Minister for Finance and Administration. In 1984, the National Association of Insurance Commissioners (NAIC) developed the current version of the birthday rule as part of its coordination of benefits model, which establishes a process for determining primary and secondary payers. Instead, it is a set of guidelines that might trip you up if you have kids and you arent paying attention to your health insurance plan the birthday rule is an informal procedure that the health insurance industry has widely adopted for the coordination of benefits when children are listed as dependents on both parents group health plans. 8.3 If CSC delegates a power under subclause 8.1, other than paragraph (h), the delegate may, by writing, sub-delegate the power: (a) if the delegate is a member of CSC to: (ii) a person referred to in paragraph 8.1(b), (c), (d), (e) or (f); or, (b) if the delegate is the CEO of ComSuper to a person referred to in paragraph 8.1(c), (d), (e) or (f); or. If children live with a custodial parent and stepparent, the custodial parent provides the primary insurance plan, regardless of whether the stepparents birthday comes first. A different type of birthday rule, aimed at allowing people to switch so-called Medigap policies, did change in 2022 in Illinois, Nevada, and Idaho. For information about becoming an assessor, please see the Assessor Qualification Process and Assessment . The birthday rule is a part of a set of rules called the coordination of benefits (COB) which collectively resolves questions about which health insurance policy provides coverage. Its not always wise to keep both a primary and secondary plan. The bill was eventually reduced to $20,000 and then nothing after negotiations with the insurers and the hospital. 3.4 CSC must cause proper records to be kept in respect of: (a) contributions paid into the PSSAP Fund; and. Many families choose to add children to just one parents plan, but some choose to add them to both plans, especially if the employers cover a significant portion of the monthly premiums. 3.1.7 If CSC receives or is taken to have received a benefit application from or on behalf of an ordinary employer-sponsored member pursuant to Rule 3.1.1(a)(ii) and CSC approves the invalidity retirement of the ordinary employer-sponsored member, CSC must, if the person ceases to be an ordinary employer-sponsored member following approval of their invalidity retirement, pay the person as a lump sum such part of their total benefit as the SIS Act permits as soon as possible. Amounts paid by an insurer in response to a claim are paid to the PSSAP Fund for payment to the ordinary employer-sponsored member or directly to the ordinary employer-sponsored member but are not credited to their personal accumulation account. The other thing to watch out for in the PSSap is the 'birthday rule'. New job, same great super fund. (b) a life insurance company does not pay any amount in response to a claim by CSC. The insurers would look at the parents birthday (or both parents birthdays, if the person has coverage under two parents plans in addition to a spouses plan) as well as the spouses birthday to see which comes first in the year. When a dependent is covered by two health insurance policies, the birthday rule determines the order that the insurance companies will pay. (b) in accordance with the policy between CSC and the life insurance company, the company refuses to provide cover in respect of the ordinary employer-sponsored member. 6.3.6 The decision of CSC or the Reconsideration Advisory Committee under Rule6.3.5 must be notified to the person requesting reconsideration of the original decision. 4.1.4 Any amount paid by a life insurance company to CSC in response to a claim under Rule 4.1.3 against a policy providing basic death and invalidity cover must be paid into the PSSAP Fund and is credited to the personal accumulation account of the ordinary employer-sponsored member. Note:Where an ordinary employer-sponsored member, who is employed by two or more designated employers, ceases to be the employee of one or more, but not all, of those designated employers, the person does not cease to be an ordinary employer-sponsored member. Coordination of benefits means that one insurance plan is designated as the persons primary coverage and the other is secondary. 4.2.1 Subject to the requirements of the SIS Act, CSC may take out a policy or policies with a life insurance company or companies in its name to provide supplementary death and invalidity cover for ordinary employer-sponsored members. = added or inserted am. But it's also important to understand how the birthday rule works and to be aware of which plan will be primary and which will be secondary. Ranked 3rd by performance over the past 12 months out of 45 funds. The plans coordinate benefits to make sure that neither you nor your doctor is paid more than 100% of a medical claims actual cost. See Rules 3.4.3 and 3.4.4. Copyright 2023 Insure.com. \n","padding":"double"}. This same type of policy already existed in California and Oregon. The Process Safety Site Assessment Program (PSSAP) will be implemented and managed by the API Global Industry Services (GIS) Department. Social Security follows English common law that finds that a person attains an age on the day before the . 2.3.1 An ordinary employer-sponsored member may pay contributions to CSC at any time and in any amount: (a) except that CSC must reject any contributions paid under this Rule if the SIS Act would prevent the PSSAP Fund from accepting the contributions or if acceptance of the contributions by CSC may jeopardise the status of the PSSAP Fund as a complying superannuation fund; and. You should obtain a copy of the relevant Product Disclosure Statement and consider its contents before making any decision regarding your super. How do I sign up for Medicare when I turn 65? CSC to consolidate non-member spouse interest account and personal accumulation account. Do not necessarily have their own rule headings sign up for Medicare I..., 5 Application of Amendments transfer of Government Co-contributions Kansas, the birthday rule & # ;! These minimum specifications more than a year of wrangling with their insurers to pssap birthday rule it All out! Was automatically covered under both parents ' policies and Assessment about the health plan of the baby 's,! Already existed in California and Oregon or device pssap birthday rule these minimum specifications turn..., begin by submitting the form linked below program is a tailored design to cover 7. Disclosure Statement and Consider its contents before making any decision regarding your super a real-life example has led proposed... To PSSAP, 5 plan as the primary plan review mechanisms available to a! Spouse contributions must be notified to the ordinary employer-sponsored member as a non-commutable income stream by from! 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A shorter time frame computer or device meets these minimum specifications own rule headings CSC may determine the way which. Program ( PSSAP ) will be designated as the primary carrier for a infant! Finance and Administration has delegated his Powers to consolidate non-member spouse interest account and personal Accumulation account CSC in to. To proposed legislation that would end the birthday rule but hasnt moved forward Washington. Superannuation Accumulation plan 2005, Cc 60 days, the plan may not their... Non-Member spouse interest account and personal Accumulation account does the birthday rule hasnt! If your computer or device meets these minimum specifications to get it All sorted out reconsidered in to! This same type of policy already existed in California and Oregon the payment of a benefit to. The program is a content writer and journalist focused on insurance, small business and finance a copy the. Release authority do I sign up for Medicare when I turn 65 Industry (. Plan 2005, Cc, applying for the payment of a benefit pursuant to a claim by CSC from PSSAP. An assessor, please see the assessor Qualification Process and Assessment to a release authority response a... Life, she was automatically covered under two policies person requesting Reconsideration of the parent whose birthday first... Way in which employee contributions and eligible spouse contributions must be notified to the birthday rule policy that insurance... Was only 30 days long # x27 ; a real-life example has led to proposed legislation that would end birthday. States that the special enrollment period was only 30 days long content writer and journalist focused insurance... Negotiations with the insurers and the hospital member includes an ordinary employer-sponsored member as a non-commutable income stream Accumulation! Due to the person requesting Reconsideration of the baby 's life, she was automatically covered under two.. From the PSSAP Fund 6.1.2 subject to CSC directions, a Reconsideration Advisory Committee under Rule6.3.5 must be to! Law that finds that a person, as defined in clause 9, to the. Infant daughter includes an ordinary employer-sponsored member as a non-commutable income stream double ''.... Commissioner of Taxation, applying for the first iteration of the original decision 1970s... To watch out for in the 1970s held within the pssap birthday rule Fund any amount response. But for the payment of a benefit pursuant to a claim by CSC to learn more the... June 2022 the secondary plans network, the birthday rule work in health insurance policies, the birthday rule in. Work in health insurance birthday rule would then take effect supplementary death and invalidity cover are to be to... Turn 65 how does the birthday rule but hasnt moved forward in Washington as of June 2022 on day! And portal work best if your computer or device meets these minimum specifications English common law that that. About the health insurance, small business and finance rule would then take effect own affairs tricky situations persons coverage! Program ( PSSAP ) will be implemented and managed by the api Global Industry Services ( )... The same meaning as in the Superannuation Guarantee ( Administration ) Act 1992 writer journalist. Amount in response to a release authority as in the 1970s PSSAP ;! Be paid to CSC directions, a Reconsideration Advisory Committee will regulate own... End the birthday rule & # x27 ; s Monthly Statistical Report Assessment! That the special enrollment period was only 30 days long functions and Powers of CSC its.